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Reaching Informal Savings Groups with Formal Financial Products: A Study’s Unexpected Findings Reveal the Challenges of Digitizing Transactions

James Militzer

A six-and-a-half-year programme (2015-2022), SatF seeks to bridge the gap between the supply of formal financial services and ISMs, so that ISM users have greater choice and can access the financial services that best meet their needs. . Savings at the Frontier (SatF) began with precisely this goal in mind.